Returns & Refunds Policy
Last updated: December 2025
This Returns & Refunds Policy applies to purchases made from Learn with CATO of our courses, educational tools, and physical products.
1. Physical Products
This includes items such as the Reciprocal Role Deck and My Cognitive Analytic Therapy Diary (this is not an exhaustive list).
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Change of Mind
Under the Consumer Contracts Regulations 2013, you have the right to cancel your purchase of a physical product within 14 days of receiving it, without giving a reason.
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To exercise this right, you must notify us in writing within 14 days of delivery.
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You then have a further 14 days to return the item.
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Items must be returned unused, in their original condition and packaging.
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You are responsible for the cost of return postage, unless the item is faulty or incorrect.
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Refunds
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Once we receive and inspect the returned item, we will process your refund within 14 days.
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Refunds will be made to the original payment method.
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Original postage costs are non-refundable, except where required by law.
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Faulty or Incorrect Items
If your item is faulty, damaged, or incorrect:
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Please contact us as soon as reasonably possible.
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We will offer a replacement or a full refund, including return postage, in line with your statutory rights.
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2. Digital Products and Online Courses
This includes downloadable materials and on-demand courses.
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By purchasing digital content, you acknowledge that access may begin immediately after purchase.
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Once access to digital content has been provided, refunds are not available, unless the content is faulty or not as described.
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Where access has not yet been granted, you may request a refund within 14 days of purchase.
3. Courses with Live or Scheduled Elements
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Cancellation rights and refunds for live or scheduled courses will be clearly stated at the point of purchase.
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Where places are limited, refunds may not be available once a course has commenced.
4. How to Request a Return or Refund
To request a return or refund, please contact us at:
Email: help@cato.training
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Please include:
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your order number
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the item(s) purchased
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the reason for your request
5. Statutory Rights
Nothing in this policy affects your statutory rights under UK consumer law.
6. Changes to This Policy
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We may update this Returns & Refunds Policy from time to time. The most recent version will always be available on our website.
